Ihsan Trust - Interest Free Loan

Ihsan Trust – Interest-Free Student Support Program

  • Hamdard University has partnered with Ihsan Trust to ensure that students’ education is not affected due to financial constraints. Through this collaboration, an MOU has been signed with the bank to provide interest-free loans (Qarz-e-Hasna), which are repaid in easy installments. This initiative is purely need-cum-merit based and is designed to support deserving students in continuing their higher education at Hamdard University.
  • Students can apply directly through the Ihsan Trust online portal by creating an account and completing the registration process. The application form is filled and submitted online without any hassle. After submission, applications are reviewed as per the Qarz-e-Hasna eligibility criteria.
  • All details related to the Qarz-e-Hasna will be discussed in the panel interview conducted by Ihsan Trust.

Financial Support

  • Covers up to 50% of tuition fee
  • Can extend up to 75% based on financial need
  • Direct payment to university (secure & transparent)

Easy Repayment Plan

  • Flexible repayment plan starting from Rs. 3,000/month, with adjustable installments based on the student’s financial capacity and remaining amount payable after graduation.

Eligibility Criteria

  • Minimum CGPA 2.5 or above: Applicants must have a current CGPA of 2.5 or above in their degree program to be eligible for consideration.
  • Minimum second division for graduates: Students applying at the graduate level must have achieved at least a second division in their previous degree.
  • Minimum 60% for Intermediate students: Students who have completed Intermediate must have secured at least 60% marks to meet the eligibility criteria.
  • Minimum 70% for O/A Level students: Students with O/A Level background must have obtained at least 70% marks (or equivalent grades) in their results.

Application Process

Students can apply directly through the Ihsan Trust portal:

👉 Apply Now – Ihsan Trust Portal

Application Steps:

  1. Complete the online application form
  2. Submit required financial documents
  3. Appear for a need-based assessment/interview
  4. Upon approval, funds are disbursed directly to the University